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How to Add Money to Cash App Guide: Cash or Bank Options (2022)

So, you’re here to find out how to add money to Cash App.

We can help!

In this article, we’ll show you:

Yes, you can easily add money or transfer money to and from Cash App or your Cash App card.

If you’re new to Cash App and haven’t gotten the app yet, be sure to use our Cash App referral code guide to get the biggest bang for your buck when you’re just starting out.

💰 Get $10 Cash App Code Now​

How It Works:  Send $5 to any Cash App user to get the $5 bonus from Cash App. 

1. Get Cash App here: (iPhone or Android)
2. Tap the profile icon in the top right
3. Enter this referral code:

(click/tap to copy)
PRO TIP Invite a friend to Cash App with this code & send them $5. Then have them send that $5 back. You both get the free $5 bonus for $10 total!

Let’s take a look at how it works.

If you want to take it a step further and send money to someone, check out our how-to here.

How to Add Money to Cash App (Your Account)

You can add money to Cash App by linking a debit or credit card. You can also link your bank account to transfer funds into Cash App by linking the app with our partner, Square Payment Services (formerly known as Square Capital).

To add money to Cash App, you’ll need:

  • A supported debit or credit card that’s already on file in your app settings
  • Your mobile device running iOS 11+ and Android OS version of Oreo (Android OS version will be updated soon)

The steps to add money to your Cash App account are :

  • Tap on the + icon at the bottom of your screen
  • Select “Add Money” from the menu on the top
  • Choose how you would like to add money (credit card, bank account) by selecting it and tapping continue
  • Enter in either a debit or credit card number or you can also choose “bank transfer” if you would prefer to link an existing bank account
  • Tap ‘Next’. They’ll ask for security info, such as PINs/passwords, before proceeding. If linking a bank account, you’ll enter account details including routing number and bank name next.

If someone is sending you money, you can request money right from your app to make it seamless, too.

How to Load a Cash App Card (Debit Card)

Add Money to Cash App Card

Adding money to your Cash App card is super simple!

You can do this simply by adding money to your Cash App account, and those funds will be available to spend on your card as well.

Be sure to request your free Cash App card and activate it beforehand.

What Store Can I Load My Cash App Card?

You can add cash to your Cash App account at many retailers, including grocery stores, check cashers, and convenience stores.

Here is a list of our favorites:

  • Walgreens
  • Walmart
  • CVS
  • 7-Eleven
  • Dollar General
  • Rite Aid
  • Family Dollar
  • Speedway

To add cash to your Cash App account at Walmart, Walgreens, and other large retailers:

  • Go to the cashier. Ask them to add funds to your Cash App card.
  • Pay them in cash for the amount you’d like to add.
  • Easy peasy, all done!

Yes, it’s really that simple 🙂

How to Add Money to Cash App Card at ATM

To add money to your Cash App card at an ATM, simply swipe your card in the machine, enter how much you want to add, and follow the prompts.

This method does carry a $2 fee with it, although you really can’t put a price on convenience. [1]

Yes, it’s seriously that easy!

That’s kinda Cash App’s thing: to be simple, quick & fuss-free (unlike most banks).

How to Transfer Money from a Bank to Cash App

Add Money Cash App

To transfer money from a bank to your Cash App, you can verify your bank account and set up a direct deposit. [2]

Here’s how:

  1. Log in to Cash App
  2. Tap on the “Cash Card” option in the main menu, then tap “Link an Account” at the bottom of that screen
  3. Select which account you would like to link (e.g., checking)
  4. Enter your routing & account numbers when prompted

You should receive confirmation after linking your credit/debit card(s) and you’re good to go!

If you like this functionality, you should definitely check out whether you can qualify for Cash App’s borrow feature, which works like a short-term loan and is super intuitive.

Is There a Fee to Load My Cash App Card?

Yes and no.

It really depends.

The fee will vary depending on the way you’re adding funds:

  • $0 fee for loading with credit/debit cards or bank account transfers (if linked)
  • $0.50 for cash loads at retail locations such as Walmart, CVS & Walgreens

Reminder also of the $500 max per day limit for funds added by direct deposit.

However, this limit does not apply if you are receiving government benefits and have already verified your identity using the document upload feature.

Alternative Ways to Load Your Cash App Card

There are alternative ways to load your Cash Card if you’d like to go that route.

What if you don’t have a debit card?

Want to use cash?

Maybe PayPal?

Let’s see what these options look like.

Without Debit Card

To load your Cash Card without a debit card, you can verify your bank account through the app and go that route instead.

Here’s how:

  1. Log in to Cash App
  2. Tap on the “Cash Card” option in the main menu
  3. Tap “Link an Account” at the bottom of that screen
  4. Select which account you would like to link (e.g., checking)
  5. Enter your routing & account numbers when prompted

Now you’re all linked up with your bank account (no debit card necessary).

Using Cash

To load your Cash App card using cash, the process is a little bit different.

You’ll have to go to a store in-person to make the transaction.

For example, a Walmart, Walgreens, CVS or some other convenience store works great.

Here’s how you do it:

  1. Go to the cashier. Ask them to add funds to your Cash App card
  2. Pay them in cash for the amount you’d like to load onto your account

Poof!

You’re all done and ready to swipe away on that shiny new Cash Card of yours.

Without a Bank Account

What are your options to load your Cash App card without a bank account?

Here are some great options:

  • Load with cash at a physical store
  • Use PayPal
  • Connect a debit card that’s prepaid (not through a bank)

You can always use a combination of these methods also.

No need to pick just one!

From PayPal

You can load a Cash Card with PayPal?!!

You betcha 🙂

If you have a business or personal PayPal account, it can be linked up with Cash App so you can use it as another way to fund your Cash Card.

Here’s how:

  1. Log in at paypal.com/cashapp
  2. Once logged into Paypal, tap “Profile” then scroll down until you see “Linked Accounts”, which is under “Settings”
  3. Tap Linked accounts
  4. Select either Personal Account or Business account (whichever you have)
  5. Enter your Cash App credentials and tap “Allow”

That’s it!

Now, whenever you need to add funds to Cash App just go back into PayPal and select Add Money under Linked Accounts.

How to Check Balance After Loading Card

Need to know how to check your Cash Card balance after you finish loading your card?

Fortunately, it’s easy to do.

Here are the steps:

  1. Log in to Cash App
  2. Tap on the “Cash Card” option in the main menu
  3. Swipe down and tap “Check your balance” at the bottom of that screen

Now you’re all set!

You can check your balance anytime by swiping down then tapping “Balance.”

Don’t worry about having a cash card either because there is no fee for checking balances with this handy app 🙂

How to Add a Bank Account

And what if I want to add a bank account to my Cash App so they’re linked?

How do I do that?

Adding your bank account is very easy.

Here are the steps:

  1. Log in to Cash App
  2. Tap on the “Cash Card” option in the main menu
  3. Tap “Link an Account” at the bottom of that screen
  4. Select which account you would like to link (e.g., checking)
  5. Enter your routing & account numbers when prompted

It’s super simple, right!?!

Once linked up with a bank or other financial institution, you can easily set it as either primary or secondary for cash app reloads by going into settings under Linked Accounts and selecting how you’d like to use it.

If done correctly, this will be great because after all there is no fee for adding funds via direct deposit nor is there a fee for adding money with a debit card.

How to Add a Debit Card to Cash App

How to link a debit card to your Cash App account:

  1. Tap the ‘My Cash’ tab (Cash App home screen; far-left bottom)
  2. Select ‘+ Add Credit Card’
  3. Enter your card number when prompted

All done!

FAQs

Can I Load More than $500?

Yes!! But, there is a daily limit. For security reasons, they don’t allow their users to load more than $500 per day. So you’d have to spread that amount over multiple days.

Where Can I Load My Cash App Card?

You are able to load cash onto your Cash App account at the following stores:

  • Walgreens
  • Target
  • Rite Aid
  • Family Dollar
  • Dollar General
  • Dollar Tree
  • CVS
  • 7-Eleven

And many more!

How to Put Money on Cash App Card?

To add money to your Cash App account balance:

  1. Tap ‘Banking’ on your Cash App (home screen)
  2. Select ‘Add Cash’
  3. Enter the desired amount
  4. Tap ‘Add’
  5. Confirm by using Touch ID or enter your PIN

Resources

  1. Cash Card ATM Fees
  2. Setting Up Direct Deposit